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![Document [European Union, 2022]](/sites/default/files/styles/oe_theme_medium_no_crop/public/2022-03/eudfp-placeholder-document-750x500.png?itok=DknL98rj)
The aim of this discussion paper published by the European Banking Authority is to understand the challenges and opportunities coming from the world of machine learning should they be applied in the context of internal ratings-based (IRB) models to calculate regulatory capital for credit risk.