Smartney has combined the greatest advantages of various entities operating on the financial market in Poland, introducing a completely new quality and user experience for its clients. In a convenient, fast and technologically advanced process, they can borrow large amounts of money and spend it on making their plans come true. To achieve this, Smartney uses Open Banking solutions, collects and processes Big Data and uses machine learning to constantly improve the quality of delivered solutions. It is a fintech operating in the ecosystem of other fintechs and using every opportunity to improve the quality of service.