Caleta is an independent research and development company founded in 2017. It conducts research and promotes concrete solutions for more inclusive and responsible finance at the global level. Caleta’s mission is to empower people by enabling access to financial services. The company collaborates with all the stakeholders of the cross-border payments industry to attain this goal, as part of the global effort toward reaching the United Nations’ Sustainable Development Goals. The data collected and generated by Caleta makes unprecedented knowledge available to the industry and provides new insights and new solutions to existing challenges.